Investments?

[dean]

usually referring to the financial stuff, but other things classified under that are also welcome.


what are your thoughts?  what should i/we invest in these days?


i'm currently playing it safe by having some small amounts in different financial/insurance companies but i'm also looking at the possibility of adding another investment in the near future.  bitcoin seems to be the buzz nowadays...

[wheelee]

I just opened a UITF in BDO & my son in BPI's insurance that matures in 10years.
need to know more abut UITF though.

[Louie]

How are the interest rates for those? Is it enough to beat the inflation?

[wheelee]

UITF not sure
but for the BPI one I think interest rate is linked with inflation plus a little more, about 3~10%
i think it's the same after it's maturity.

[splerdu]

Ugh the time to buy bitcoin was two months ago when China did a crackdown on their exchanges and it fell to around $2500. Right now it's higher than ever at $7000.

[dean]

so far, so good.

i have an investment-linked insurance policy and another that's purely investment and both easily beat the inflation rate.

[wheelee]

was thinking about mining before since libre naman kuryete but because of a lot of negatives online i put it on hold, lalo na ng sinabing crack down dito sa china

[barurutor]

CMIIW but AFAIK you can mine in China but I don't think you can cash out there though...

[borgy_t]

our joint money has been invested in equities for 5 years (mutual fund and VUL). we are pretty satisfied with the return (around 20% and 40% respectively). since we are young and do not intend on pulling these out soon we can afford the risk.

we have also opened a mutual fund in my son's name (in trust, i am the caretaker until he turns 18) and will open another for our daughter once the stock market goes down a bit. all invested in equities too. in a year the return has been around 8%.

[Ewan]

How about PagIBIG 2?

Sent from my ASUS_T00J using Tapatalk

[wheelee]

mukhang OK itong computta, letting your idle pc work for you
https://computta.com/?ref=163046

[wheelee]

guys nibench ko yung phenom 955 + GTX 1050 at ganito lumabas sa computta
ok nabang kita yan? siguradong mas malakas yun mga naka ryzen/ TR + 1080i or vega

pabench din ng setup nyo
https://computta.com/?ref=163046

[bravoexo]

sounds like you'd be paying more for electricity ...

[splerdu]

^ AFAIK for Nvidia the best mining card is the 1070. Something about GDDR5X not playing well with the workload means the 1080 is barely any faster than the 1070, likewise the 1080ti is faster, but not as efficient. Purely considering mining output Titan V wins but ROI kinda kills it.

With BTC fluctuating between 13 and 17 it seems like you can just trade it like you would a normal stock and gain 25% every few weeks.

[borgy_t]

With BTC fluctuating between 13 and 17 it seems like you can just trade it like you would a normal stock and gain 25% every few weeks.

just don't forget that you may have to pay high transaction fees so you can buy/sell quickly. transaction fees were reaching $50 at its peak, i've no idea how much they range now.

[wheelee]

all those BTC, etherium jargon ek ek blah blah is kinda confussing hehehe
since FREE naman electric ko dito just leave the PC to mine 100% 24-7
will try to find some 1070
but some are saying those AMD cards are more efficient - that is if you can find one.

[barurutor]

Use nicehash if you don't know which coin to mine.

[wheelee]

after 1 year in my BDO UITF - 20% loss!

[borgy_t]

^yeah, but realize it's only a paper loss - you're not losing money unless you take it out. we started nung 2012 and thankfully up pa kami. actually, parang maganda pumasok ngayon sa stock market kasi medyo mura, pero who knows when this slump will end?