Author Topic: Credit Card Inquiry  (Read 19157 times)

Online jeremypv

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Re: Credit Card Inquiry
« Reply #40 on: February 22, 2018, 09:22:37 PM »
The problem with that is, it's not  metrobank you are dealing with already, it's just a collection agency that metrobank sold your information to. metrobank already written-off your account, then sold it to a third party collection agency. The third-party collection agency will profit depending on whether or not they can "make you /pay/".
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Offline jojitb

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Re: Credit Card Inquiry
« Reply #41 on: February 23, 2018, 10:08:54 AM »
ibig sabihin blacklisted na siya sa metrobank kahit magbayad pa siya?

Online jeremypv

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Re: Credit Card Inquiry
« Reply #42 on: February 23, 2018, 10:17:38 AM »
the collection agency can 'work something out' with the blacklist (but without a guarantee), but what i'm saying is that you're not paying the bank anymore, it goes to the agency.
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Offline ris

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Re: Credit Card Inquiry
« Reply #43 on: February 23, 2018, 07:42:47 PM »
ibig sabihin blacklisted na siya sa metrobank kahit magbayad pa siya?

i think maaalis dapat ang blacklist kung nagbayad ka.  kung di naman nila aalisin yung blacklist whats the use of paying that debt right?
To steal ideas from one person is plagiarism
To steal from many is research

Offline calvin

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Re: Credit Card Inquiry
« Reply #44 on: February 25, 2018, 08:40:27 AM »
ibig sabihin blacklisted na siya sa metrobank kahit magbayad pa siya?

i think maaalis dapat ang blacklist kung nagbayad ka.  kung di naman nila aalisin yung blacklist whats the use of paying that debt right?

Maalis ka lang sa blacklist after 5 years of good credit standing...

Offline WallyWest

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Re: Credit Card Inquiry
« Reply #45 on: February 25, 2018, 11:06:14 AM »
So those demand letters from so & so law firms for you to pay up are just "panakot"?

Offline calvin

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Re: Credit Card Inquiry
« Reply #46 on: February 25, 2018, 02:31:27 PM »
So those demand letters from so & so law firms for you to pay up are just "panakot"?

yup... we don't have laws that criminalize bad loans.

Online splerdu

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Re: Credit Card Inquiry
« Reply #47 on: February 25, 2018, 07:38:19 PM »
^ You'll never get back to good standing without paying or declaring bankruptcy though, and bankruptcy is sort of a permanent red mark so it might be worth it to take advantage of the amnesty and pay unless you're fine with being permanently underbanked.
fhtagn

Offline jojitb

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Re: Credit Card Inquiry
« Reply #48 on: February 26, 2018, 08:28:34 AM »
so he should pay what he owes (since okay naman ang terms) with the condition (in writing) that the bank has no further claims and that the good credit standing will be restored after a specified period (with conditions also).

Offline TNT2bluz

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Re: Credit Card Inquiry
« Reply #49 on: February 26, 2018, 02:38:04 PM »
Your credit limits will likely be curtailed but this will get bumped up according to pattern of use.
come on Toshi!